Cash-Out Refinance
How does it affect my original mortgage?
Replaces your current loan with a new loan and higher balance. Your existing mortgage will be paid off and a check for the difference will be sent.
What is it?
A new loan that allows you to tap into your available home equity.
Are there closing costs?
Yes, However, Roundpoint does not charge an upfront origination fee which can usually help lower the closing costs.
Is this right for me?
If you have equity in your home and want to turn that equity into cash, drop your PMI, or consolidate your debt.
Takes less than 5 minutes
Provide some basic information and we will have a licensed home loan consultant call you to discuss your options.
Traditional Refinance
How does it affect my original mortgage?
Replaces your current loan with a new loan and new terms.
What is it?
The current balance on your mortgage usually remains the same unless the fees are refinanced into the new loan.
Are there closing costs?
Yes, However, Roundpoint does not charge an upfront origination fee which can usually help lower the closing costs.
Is this right for me?
If you want to update the terms of your loan to reduce the cost of your mortgage payment or pay your loan off early.
Takes less than 30 minutes to complete
Complete a full loan application. We'll call you to verify your information to complete the process.